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Card payments in the UK:
FREE
Card payments outside the UK:
FREE
Apple Pay payments:
FREE
Cash withdrawals in the UK:
FREE (ATM rates may apply)
Cash withdrawals outside the UK:
0.5% cash fee + 2.5% FX fee of withdrawn value
Sending and receiving money within the UK:
FREE
Receiving money from outside the UK:
FREE (charges may be applied by the sending bank)
Sending money outside the UK:
Service offered via Wise (Wise rates apply)
Sending from USD account:
FREE (charges may be applied by the receiving bank)
First debit card delivery:
FREE
Replacement for lost or damaged debit card:
£10
Virtual debit card:
FREE