Sharia-compliant portfolios designed to grow your wealth
Let our investment experts help you build a brighter financial future for you and your family. With low starting amounts, UK FSCS protection, and expert-managed portfolios, we make investing easy, accessible, and aligned with your values.
Expert-managed, Sharia-compliant portfolios
Flexible income or growth options
Seamless mobile experience
FSCS cover applies up to £85,000 for eligible claims
Low entry, long-term growth
Start small and build gradually. We believe investing should be accessible to everyone, which is why we offer low entry points that make it easier to begin your wealth-building journey.
We charge an annual investment account fee of 1.00% on the value of your investment.
Start with just $1,000
Add from $100 per month
Build your wealth steadily over time
Protected and professionally managed
Your investment is safeguarded under UK regulation and actively managed by our team of experts. With professional oversight and built-in protection, you can invest with confidence and peace of mind.
Eligible for FSCS compensation up to £85,000*
Discretionary portfolio management
Sharia compliant access to global markets
Explore Our Portfolios
Choose from three expertly managed portfolios: Cautious, Balanced, and Adventurous. Each portfolio caters to different risk levels and investment goals. Pick the one that suits you, and our team will handle the rest. This information is provided for guidance only and should not be considered personalised financial advice. You should consider whether any product or service is suitable for you and, if necessary, seek independent financial advice
Nomo Cautious Portfolio
Our Cautious Portfolio is designed for low-risk investors seeking steady, reliable growth. It combines 25% equities for modest upside potential with 75% in cash and Sharia-compliant sukuk investments to provide stability and capital preservation, helping you grow your wealth carefully while protecting against major market fluctuations.
Nomo Balanced Portfolio
Our Balanced Portfolio is built for medium-risk investors aiming for a blend of growth and stability. With an even split of 50% equities and 50% Sharia-compliant sukuk investments, it offers the potential for stronger returns while maintaining a focus on managing risk and preserving your long-term wealth.
Nomo Adventurous Portfolio
Our Adventurous Portfolio is designed for high-risk investors seeking long-term growth. With 75% in equities and 25% in Sharia-compliant sukuk investments, it aims to maximise returns by taking advantage of market opportunities, while maintaining some stability through fixed-income exposure. Ideal for those comfortable with market ups and downs.
Meet your investment partner
Discover how our Sharia-compliant, professionally managed portfolios can help you invest with confidence and purpose.Watch the video to learn more about how we support you at every step.
6 Simple Steps to Start Investing
Follow the steps below and start investing with Nomo today.
Download the Nomo app
Get started by downloading the Nomo app from the App Store or Google Play. It's your gateway to Sharia-compliant investing.
Create a Nomo account
Sign up securely in just a few minutes. We’ll ask a few simple questions to get to know you and your financial goals.
Educate yourself with in-app resources
Explore helpful articles, guides and videos designed to boost your investment confidence and help you make informed decisions.
Complete your investor personality questionnaire
Answer a few questions to understand your risk appetite and investment goals. We'll use this to recommend a portfolio that suits you.
Make your first investment
Start with as little as $1,000 and add from $100 per month. Watch your portfolio grow with expert management behind the scenes.
Track and manage your investments on the go
Stay in control with real-time portfolio updates, performance tracking, and personalised insights — all from your mobile.
Ready to Start Growing Your Wealth?
Start investing with confidence, aligned with your values and protected by the UK’s financial safety net.
Got a question?
FAQs about investing
The Nomo Portfolios take the hassle out of investing. You choose a risk level that you are comfortable with and then our professional portfolio managers make day‑to‑day investment decisions on your behalf.
We offer three portfolios, cautious, balanced, and adventurous. Each portfolio is designed with a different risk profile and investment objective so you can choose an option that aligns with your goals and risk level.
This information is provided for guidance only and should not be considered personalised financial advice. You should consider whether any product or service is suitable for you and, if necessary, seek independent financial advice
Yes, all portfolios are constructed using Sharia‑compliant UCITS funds and follow Islamic investment principles, avoiding prohibited sectors and interest‑based instruments.
The minimum initial investment amount to open your portfolio is $1,000. Once your portfolio is open, you can do further ad-hoc or regular monthly investments from $100.
We charge an annual investment account fee of 1.00% on the value of your investment, broken down as follows:
- 0.50% to cover annual account administration
- 0.50% to cover the ongoing management of your investment portfolio.
For example, a $1,000 investment would incur an annual fee of $10.
The income option pays out any distributions generated by the underlying funds directly to you as cash. They contain funds that will reinvest any income automatically, helping your investment grow faster over time through compounding.
No, the portfolios are designed for customers who are looking to grow their wealth, regardless of their investment experience.
Within the app there are a number of tools to help you build your confidence with investing including an investment calculator, a risk personality assessment, and a number of knowledge articles.
Please note, the information is provided for guidance only and should not be considered personalised financial advice. You should consider whether any product or service is suitable for you and, if necessary, seek independent financial advice
When you place your investment order, our portfolio management team will instruct several trades to invest your cash in the funds that make up your portfolio.
Each fund may have a different settlement cycle so you will likely see the individual trades complete over a number of days. The whole order will usually complete in 5 business days.
The portfolios are actively managed, but the following funds are included across the range of portfolios. Please note not every fund is in every portfolio and these are subject to change:-
| ISIN | Fund | Documents |
|---|---|---|
| GB00BRJTXD07 | Oasis Crescent Gl Equity Fund Acc | Key investor information document |
| LU3092056186 | Sedco US Equities Passive Fund Acc | Key investor information document |
| IE00BMBWVQ15 | Comgest Growth Europe Fund Acc | Key investor information document |
| LU3092055618 | Sedco Global Emerging Markets Equities Passive Fund Acc | Key investor information document |
| LU3092055378 | Sedco Asia Pacific Equities Passive Fund Acc | Key investor information document |
| LU3052029165 | Sedco Global Sukuk Fund Acc | Key investor information document |
| LU1931868076 | Franklin Global Sukuk Fund Acc | Key investor information document |
| LU2765725044 | Azimut MAMG Global Sukuk Fund Acc | Key investor information document |
| LU1307853959 | Emirates Global Sukuk Fund Acc | Key investor information document |
| GB00BRJTXC99 | Oasis Crescent Global Equities Fund Acc | Key investor information document |
| LU1195185126 | Franklin Global Sukuk Fund Inc | Key investor information document |
| LU0942875963 | Azimut MAMG Global Sukuk Fund Inc | Key investor information document |
| LU1303289976 | Emirates Global Sukuk Fund Inc | Key investor information document |
| LU2233258073 | HSBC Islamic Global Equity Index Fund Acc | Key investor information document |
| IE00BYMM1X15 | Old Mutual Global Islamic Equity Fund Acc | Key investor information document |
| LU3092055964 | Sedco Global Equities Fund Acc | Key investor information document |
| LU2233257695 | HSBC Islamic Global Equity Index Fund Inc | Key investor information document |
Our best execution policy can be found here.
One of the ways we measure the performance of the Nomo portfolios is to compare them against appropriate benchmarks. The benchmarks we currently use are:
- MSCI ACWI Islamic Index for the equity allocation of each portfolio
- Dow Jones Sukuk Total Return Index for the sukuk allocation of each portfolio
We regularly review and update which benchmarks are the most appropriate to measure the Nomo portfolios against.
New to investing? We’ve got you covered
Explore our learning resources to feel confident in your decisions.
*FSCS protection
Eligible for FSCS compensation up to £85,000 - FSCS may compensate up to £85,000 per person, per firm, if an authorised firm fails. It does not cover losses or gains due to investment performance. Investments can go up as well as down in value and you may get back less than you invest
by
subsidiary of
Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. BLME is registered in England and Wales (no. 05897786), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. BLME’s Financial Services Register number is 464292 and registered office is at 20 Churchill Place, Canary Wharf, London E14 5HJ.
We will collect and process information about you that may be subject to data protection laws. For more information about how we use and disclose your personal data, how we protect your information, our legal basis to use your information, your rights and who you can contact, please see our privacy notice.
Bank of London and The Middle East plc DIFC Branch is regulated by the Dubai Financial Services Authority (“DFSA”) as a Category 4 Authorised Firm. The registered office is Office 2904, Level 29, Al Fattan Currency House, Dubai International Financial Centre, Dubai, UAE, PO Box 506557 is DFSA Firm Reference Number F0003552.
