Refinance Campaign - October 2026 Terms and Conditions

Terms and Conditions

• This promotion is being run by Bank of London and The Middle East plc (BLME), a company incorporated in England and Wales with registered number 05897786 and whose registered office is at 20 Churchill Place, Canary Wharf, London, E14 5HJ. BLME is authorised by the Prudential Regulation Authority and entered on the Financial Services Register under registration number 464292.

• If you have any questions on this promotion, or would otherwise like to contact us, please email support@nomobank.com.

• BLME may void, cancel, suspend, withdraw or amend this promotion where it becomes necessary to do so, including for legal, regulatory, operational, fraud prevention or other reasons beyond BLME’s reasonable control. Where reasonably practicable, BLME will seek to ensure that any such change does not materially prejudice customers who have already satisfied the Requirements.

• This promotion is not open to employees of BLME, Boubyan Bank or their holding or subsidiary companies.

In order to qualify for this promotion, you must satisfy all of the below requirements (the Requirements):

• you must submit your application for Nomo property finance before 23:59 (GMT) on 31st December 2026 and the date your Nomo property finance offer (the Offer Letter) must be for the re-finance of an existing facility you have; and

• the Offer Letter must be for a minimum facility of Three Hundred and Fifty Thousand Pounds Sterling (£350,000) and a maximum facility of Seven Hundred and Fifty Thousand Pounds Sterling (£750,000); and

• you must instruct Lester Aldridge LLP to act for you in connection with your re-finance transaction; and

• you must complete on the re-finance of a property using Nomo property finance by the later of:

The date your Nomo property finance offer expires (please see the section headed what happens if you accept this offer letter on your offer letter to find this date); or

12 PM (GMT) on 30th April 2027

Bank Solicitor's fee of £1,000 payable upon property finance offer

This promotion is subject to BLME’s normal lending criteria, underwriting requirements, product availability, property eligibility, valuation requirements, legal and title checks, due diligence requirements, Shariah-compliant finance documentation and all conditions set out in your Offer Letter.

BLME accepts no responsibility for any failure by you to satisfy the Requirements including, for example, delays in the re-finance transaction, title issues, valuation issues, legal issues or any other matter outside BLME’s control.

Within 28 days of satisfaction of all the Requirements and receipt by BLME of any information reasonably required to verify the amount due, BLME will credit the amount of Two Thousand Pounds Sterling (£2,000) to your Nomo bank account.

Participation in this promotion does not guarantee that your client's application for Nomo property finance will be approved, that an Offer Letter will be issued, that any Offer Letter will remain available, or that Completion will take place.

This promotion has no cash alternative, is non-transferable, cannot be assigned, and cannot be used in conjunction with any other offer unless BLME agrees in writing.

If there is any reason to believe that there has been a breach of these terms and conditions, BLME may, in its sole discretion, reserve the right to exclude you from participating in this promotion.

BLME may refuse, withdraw or recover the benefit of this promotion if it reasonably believes that you have acted fraudulently or dishonestly, provided false or misleading information, manipulated or attempted to manipulate the promotion, breached these terms and conditions, or otherwise acted contrary to the spirit or intention of the promotion.

Any tax liability arising in connection with this promotion is your responsibility.

These terms and conditions and all communications between us concerning these terms and conditions shall be in English.

These terms and conditions shall be governed by English law and the parties submit to the non-exclusive jurisdiction of the courts of England.